Using Moneyhub will in no way affect your credit score. The type of enquiry that we make to gather this information is called a 'soft enquiry' and does not impact your score. It will just make your life easier as Moneyhub gives you an easy way to track your finances and make good decisions for your future.
5 BIG reasons to join MoneyHub
Fast & FreeCreate your account in under a minute. Check and access the dashboard as often as you want.
Credit File MonitoringSee your score change over time. Credit scores are always changing based on your financial behaviour. We’ll keep you up to date with any movements so you can keep following a good financial track.
Access better deals
Make your credit score work harder for you - Get exclusive deals and offers from a range of lenders, telcos and utility providers based on your credit score.
Free access to our Spend Tracker
Manage your cashflow, track your spending and tag potential tax deductions ahead of tax time! See below for more details
View powerful insightsUnderstand and improve your score with the help of our tools and tips.
Free Access to Spend Tracker
Want a more holistic view of your income, saving and spending habits? Stay on the financial track with the MoneyHub Spend Tracker.
Link as many bank accounts and cards as you want and take the stress out of tax time by tagging potential tax deductions throughout the year!
TRACK ALL YOUR EXPENSES IN ONE PLACE
Get a more holistic view of your spending. Link as many bank accounts and cards as you want and see it all in one place.
PLAN AHEAD WITH SPENDING INSIGHTS
View your income, savings and spending habits each month and manage your cash flow by categories.
PREPARE YOURSELF FOR TAX TIME
Tag tax deductible transactions throughout the year. Download the full consolidated list when you're ready and take it into your tax agent.
Have questions? We’ve got answers
Your credit score is a number that helps banks and lending institutions determine how reliable you’re likely to be at paying off future debts. Your score will fall on a scale of 1-1000 (or sometimes 1-1200, depending on the credit agency you use to measure the score). The higher the score, the better your chances will be at getting approved for financial applications and getting a better rate or offer!
Home loans providers, personal loan lenders and some credit card applications may require a good credit score. A higher score may get you a higher credit limit, a lower score may make it harder to get approved.
What sets our platform apart from other credit score sites is our ability to organise and manage your tax deductions through our Spend Tracker.
We want to make sure you don't miss out on any deductions that you are eligible for, which is why Spend Tracker allows you to tag tax deductible transactions throughout the year. At the end of the financial year, simply export the list of potential tax deductions and take it with you to your tax appointment.
It also lets you see where your money goes and identify strategies that can help you make your money work harder for you. Best of all, all these tools are free.
To find out more about how to use the Spend Tracker to your advantage, visit our Maximise your Tax Deductions page.
Once you have signed into MoneyHub, access to the Spend Tracker is FREE for all users. Simply connect your chosen bank accounts and we'll do the rest. The best part is, you can connect as many different bank accounts as you like and track them all in one place.