Credit scores can sometimes feel like an unknown and mysterious thing. But knowing your current score is important, especially when it comes to important financial decisions like getting a new credit card or taking out a mortgage.
It can come as a shock to find out you’ve been refused credit, and often it can be for reasons as simple as you’ve been late paying bills, you’re carrying too much debt or you don’t have enough credit history.
But there’s no need to wait until you get turned down for credit before taking steps to find out your current score, especially when the process couldn’t be simpler if you use Credit Insights.
Credit Insights is a free tool on MoneyHub that gives you access to the top four criteria the credit bureaus all use to calculate your credit score. Amazing, right?
So you can see exactly where you stand, gain an understanding of what has increased or decreased your score in the past, and then get suggestions on how to take immediate steps to improve your score going forward. This will make it easier to get credit applications approved in the future.
It’s also helpful to note that using Credit Insights to access your score doesn’t have any effect on your current credit score. It’s simply a great way to get informed and to put yourself in control of your credit rating and personal finances.
Check it out now. (click through to MoneyHub landing page). It’s absolutely free and won’t affect your credit score.
The information in this blog post is general in nature and does not constitute personal financial or professional advice. It is not intended to address the circumstances of any particular individual. We do not guarantee the accuracy and completeness of the information and you should not rely on it. Before making any decisions, it is important for you to consider your personal situation, make independent enquiries and seek appropriate tax, legal and other professional advice.
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